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Arranging Run-Off Cover

If you are planning to retire or take a career break, you may still need protection from claims that could be made against you for work you carried out before you stopped practicing.  When your PPS membership lapses, you’re no longer covered for any claims made against you. That’s why we offer PPS members Run-Off Cover.

For a one-off fee, we’ll provide a continuation of your Members Professional Protection Insurance for five years from the date your PPS membership is due to finish. You can choose a level of Run-Off Cover that is equal to, or below, the cover you have with your current membership level. The amount you pay is based on the level of Run-Off Cover you require.


A few things to note:

  • Run-Off Cover is only available to members who have been with PPS for at least the last two consecutive years.
  • If you return to work during the five-year period and restart your PPS membership, your Run-Off Cover will end on that date. You’ll receive a discount on your new membership fee based on the remaining balance of your Run-Off Cover.
  • You can end this policy at any time.
  • A refund is only available during your 14 day cooling-off period.

How Much Will it Cost?

Run-Off Cover OptionLevel of Cover
Cost for Residents in the United Kingdom
Bronze Run-Off Cover£100,000£121
Silver Run-Off Cover£1,000,000£181
Bronze Run-Off Cover£2,000,000£232
Run-Off Cover OptionLevel of Cover
Cost for Residents in the Republic of Ireland
Bronze Run-Off Cover€130,000€146
Silver Run-Off Cover€1,300,000€218
Bronze Run-Off Cover€2,200,000€280

How do I Apply Run Off Cover?

You can apply for Run-Off Cover by downloading and completing an application form. Please post the form back to us selecting a payment option. Currently we accept cheque, postal order, bank draft and credit or debit card by telephone.  If you need Run-Off Cover urgently, please contact us.

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© 2018 Psychologists Protection Society – Run by Therapists, For Therapists.

Psychologists Protection Society and PPS are the trading names for the Psychologists Protection Society Trust (PPST) which is an Introducer Appointed Representative of SWIM Ltd. All insurance policies are arranged and administered by Psychologists Protection Services Ltd (PPS Ltd) which is an Appointed Representative of SWIM Ltd. SWIM Ltd is authorised and regulated by the Financial Conduct Authority.

Psychologists Protection Services Ltd is registered in Scotland No. SC379274. Registered Office: The eCentre, Cooperage Way, Alloa, FK10 3LP.

Evolution Insurance Company Limited, a company registered in Gibraltar (No. 88737), is authorised and regulated by the Gibraltar Financial Services Commission and is subject to limited regulation by the UK's Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number (FRN) 227649. Details about the extent of the firm's regulation by the UK's Financial Conduct Authority and the Prudential Regulation Authority are available from us on request.